Credit & Debt
Article Archives - Smart Money
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How to Improve Your Credit with a Personal LoanIf applying for a credit card to improve your credit isn't an option, you can still boost your score in other ways. Person loans may help improve bad credit and pay off debt. -
Is It Possible to Lower My Car Payment?Is possible to lower your car payment and save money? Read up on these four ways you may able to reduce your monthly car payment: refinance, negotiate, consolidate or sell or trade. -
6 Moves to Build Credit from ScratchIf you don't have a credit history, there are some simple steps to take to help establish and build up your score. Read on to find out what they are. -
5 Reasons Members of the Military Go Into DebtHere are 5 ways members of the military accrue debt. Learn why they are more prone to debt and how they can get out of it.
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Paper or Plastic? 5 Reasons to Use Cash Over CreditIs cash king or does credit rule? There are ups and downs to both, but here are six compelling reasons why choosing cash over credit may save you dough.
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What Happens to Debt After a Loved One Passes?Debt doesn't just evaporate after people pass away. What's the best way to deal with finances after people pass away? read more to find out.
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3 Ways to Know You’re Not Ready For a Credit CardObtaining a credit card may be as simple as pie, but are you really ready for it? Here's three questions to ask yourself to know for sure.
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Your 3-Step Plan To Reclaiming a Rogue W-2Don't fret if your W-2 is late, misplaced or lost. Just check out these tips to recover your missing W-2 before the tax deadline.
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Will Raising My Credit Limit Increase My Credit Score?Those searching for a quick boost to their credit score may want to consider raising their credit limit, but be aware of the pros and cons.
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Tips for Stopping Robo Calls and TelemarketersTelemarketers getting on your last nerve? Use these tips and tricks to keep robo-callers and telemarketers from ruining your family dinners.
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Don't Let Paycheck Allotments and Auto-Payments Lower Your CreditPaycheck allotments and automatic payments are useful budgeting tools, but they still require your attention to avoid credit-harming errors.
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Personal Finance 101: What is APR, Anyway?APR is one of those financial terms you might see everywhere. But what precisely does it mean? How does APR effect you and your finances?
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Don't Get Hooked on Military Phishing ScamThe IRS exposed a new phishing scam targeting military members using a .mil email address looking for personal information in VA and IRS forms.
